Anyone know any homes/trailers going for 40k?

Everything else!

Moderators: Bakhtosh, EvilHomer3k

Drazzil
Posts: 4723
Joined: Fri Oct 15, 2004 3:54 pm

Anyone know any homes/trailers going for 40k?

Post by Drazzil »

It looks like I have around 40k to play with to find other living arrangements.

I have no unemployment to look forward to and the only income I can really count on is already signed away to hospice. I was paying my moms place with her social security check on her orders but I'm not too sure how legal it is. I already authorized them to keep her social security check for hospice, so I'm not too sure how legal it is for me to keep paying her spot with her funds.

I asked the nursing home and they said it was okay but they are not hospice. Hospice gets back to me on monday.

edit for: Had a really productive conversation with hospice and let them know that I wasent committing fraud, and that mom ordered me to pay her apartment in her name with what I thought were her funds. Even after I settle all outstanding business I will still have 40k.

I will move anywhere in the US. Help me overlords! You are my only hope.
Daehawk wrote:Thats Drazzil's chair damnit.
User avatar
Kraken
Posts: 43688
Joined: Tue Oct 12, 2004 11:59 pm
Location: The Hub of the Universe
Contact:

Re: Anyone know any homes/trailers going for 40k?

Post by Kraken »

Income first, then housing. If you buy a place with no reliable way to cover insurance, utilities, and taxes (never mind the unpredictable but inevitable upkeep and repairs), you will surely lose it.
Drazzil
Posts: 4723
Joined: Fri Oct 15, 2004 3:54 pm

Re: Anyone know any homes/trailers going for 40k?

Post by Drazzil »

Kraken wrote: Fri Jul 06, 2018 10:37 pm Income first, then housing. If you buy a place with no reliable way to cover insurance, utilities, and taxes (never mind the unpredictable but inevitable upkeep and repairs), you will surely lose it.
As opposed to what? Watch whats left of my money go down the drain as I slowly fail to find a job in San Bernardino?
Daehawk wrote:Thats Drazzil's chair damnit.
Drazzil
Posts: 4723
Joined: Fri Oct 15, 2004 3:54 pm

Re: Anyone know any homes/trailers going for 40k?

Post by Drazzil »

Im seriously considering Isg's suggestion. Im going to call that lot and ask them a few questions.
Daehawk wrote:Thats Drazzil's chair damnit.
User avatar
Blackhawk
Posts: 43491
Joined: Tue Oct 12, 2004 9:48 pm
Location: Southwest Indiana

Re: Anyone know any homes/trailers going for 40k?

Post by Blackhawk »

Stop trying to buy a house.

Rent. You have enough to support yourself for a couple of years if you don't move to a high-rent area. Rent, find a job, get yourself a solid, reliable foundation with predictable income.

Right now buying with your whole nest egg is a recipe for homelessness.

Then save and buy.
(˙pǝsɹǝʌǝɹ uǝǝq sɐɥ ʎʇıʌɐɹƃ ʃɐuosɹǝd ʎW)
User avatar
em2nought
Posts: 5307
Joined: Fri Oct 15, 2004 5:48 am

Re: Anyone know any homes/trailers going for 40k?

Post by em2nought »

Lake Tansi http://www.holidayoutrvpark.com/ Swell looking little place where you own a share & trailer, and only pay a minimum monthly HOA of $55. There is one on that website for $14,000

I'm no where near this place, it came up by accident on craigslist, but if I was retiring I'd consider it if I couldn't find something overseas. Overseas being better for health care, but you have cats and need to work. Probably better that you live cheap and earn less in TN in order to maximize on assistance. I've got no idea about that or how that works though.

With some of what you save you could build your cats something like this connected to your trailer https://www.youtube.com/watch?v=fDUuF135tkI

Hell, I wouldn't doubt you could earn a decent living building crazy cat ladies habitats for their cats. There certainly are enough of them.
Technically, he shouldn't be here.
User avatar
Zarathud
Posts: 16434
Joined: Fri Oct 15, 2004 10:29 pm
Location: Chicago, Illinois

Re: Anyone know any homes/trailers going for 40k?

Post by Zarathud »

You are only looking to buy because of the cats. If it comes down to renting and getting yourself in a better life or the cats, you need to choose yourself. You can provide a home for more cats later, if that's how you need to see it.

It sucks, but it's the right call. If you don't piss it away, $40,000 can give you 18 months or more to get your shit back together.
"If the facts don't fit the theory, change the facts." - Albert Einstein
"I don't stand by anything." - Trump
“Bad men need nothing more to compass their ends, than that good men should look on and do nothing.” - John Stuart Mill, Inaugural Address Delivered to the University of St Andrews, 2/1/1867
“It is the impractical things in this tumultuous hell-scape of a world that matter most. A book, a name, chicken soup. They help us remember that, even in our darkest hour, life is still to be savored.” - Poe, Altered Carbon
User avatar
Daehawk
Posts: 63524
Joined: Sat Jan 01, 2005 1:11 am

Re: Anyone know any homes/trailers going for 40k?

Post by Daehawk »

Oh God Lake Tansi. It is..or was...a time share nightmare. My dad and us went to one of their meetings then was power sold on a time share in the early 80s. We never went and it was hell for him to get rid of it.
--------------------------------------------
I am Dyslexic of Borg, prepare to have your ass laminated.
I guess Ray Butts has ate his last pancake.
http://steamcommunity.com/id/daehawk
"Has high IQ. Refuses to apply it"
User avatar
em2nought
Posts: 5307
Joined: Fri Oct 15, 2004 5:48 am

Re: Anyone know any homes/trailers going for 40k?

Post by em2nought »

Daehawk wrote: Sat Jul 07, 2018 6:56 am It is..or was...a time share nightmare. and it was hell for him to get rid of it.
That's the story of
ALL
timeshares. lol That particular RV park at Lake Tansi isn't a timeshare though.
Technically, he shouldn't be here.
User avatar
pr0ner
Posts: 17424
Joined: Mon Dec 06, 2004 3:00 pm
Location: Northern Virginia, VA
Contact:

Re: Anyone know any homes/trailers going for 40k?

Post by pr0ner »

The OP's idea sounds destined to failure.
Hodor.
User avatar
mori
Posts: 4589
Joined: Sat Dec 11, 2004 11:53 pm
Location: Edge of Darkness

Re: Anyone know any homes/trailers going for 40k?

Post by mori »

FFS stop creating threads! All your shit could be included in one.
User avatar
Moliere
Posts: 12295
Joined: Sun Sep 03, 2006 10:57 am
Location: Walking through a desert land

Re: Anyone know any homes/trailers going for 40k?

Post by Moliere »

You should go to Las Vegas (or the nearest casino) bet all $40k on the roulette table (I recommend black) then you will have doubled your money. Do that a couple more times and you won't have to worry about working. It's foolproof!
"The world is suffering more today from the good people who want to mind other men's business than it is from the bad people who are willing to let everybody look after their own individual affairs." - Clarence Darrow
User avatar
Moliere
Posts: 12295
Joined: Sun Sep 03, 2006 10:57 am
Location: Walking through a desert land

Re: Anyone know any homes/trailers going for 40k?

Post by Moliere »

mori wrote: Sat Jul 07, 2018 1:13 pm FFS stop creating threads! All your shit could be included in one.
Don't fight the evolution of OO.
"The world is suffering more today from the good people who want to mind other men's business than it is from the bad people who are willing to let everybody look after their own individual affairs." - Clarence Darrow
User avatar
pr0ner
Posts: 17424
Joined: Mon Dec 06, 2004 3:00 pm
Location: Northern Virginia, VA
Contact:

Re: Anyone know any homes/trailers going for 40k?

Post by pr0ner »

Moliere wrote: Sat Jul 07, 2018 3:37 pm
mori wrote: Sat Jul 07, 2018 1:13 pm FFS stop creating threads! All your shit could be included in one.
Don't fight the evolution of OO.
:lol:
Hodor.
Drazzil
Posts: 4723
Joined: Fri Oct 15, 2004 3:54 pm

Re: Anyone know any homes/trailers going for 40k?

Post by Drazzil »

pr0ner wrote: Sat Jul 07, 2018 4:08 pm
Moliere wrote: Sat Jul 07, 2018 3:37 pm
mori wrote: Sat Jul 07, 2018 1:13 pm FFS stop creating threads! All your shit could be included in one.
Don't fight the evolution of OO.
:lol:
I'm going to create one more thread about different issues I have later tonight but that one will be the last.
Daehawk wrote:Thats Drazzil's chair damnit.
User avatar
Kelric
Posts: 30196
Joined: Thu Oct 14, 2004 5:20 pm
Location: Whip City

Re: Anyone know any homes/trailers going for 40k?

Post by Kelric »

Blackhawk wrote: Sat Jul 07, 2018 12:11 am Stop trying to buy a house.

Rent. You have enough to support yourself for a couple of years if you don't move to a high-rent area. Rent, find a job, get yourself a solid, reliable foundation with predictable income.

Right now buying with your whole nest egg is a recipe for homelessness.

Then save and buy.
Listen to this man. The country is supposedly hitting all sorts of ridiculous job numbers lately (but believe me, after spending 8 months unemployed with three family members (and two cats) to support, I understand the hopelessness of a job search) so if San Bernardino isn't working out for you, get out of there as soon as you can. $40k in rent can you get anywhere that isn't a big city and give you plenty of time to get things together. There are plenty of liveable places in this country where you can buy a solid house for $100k; take that $40k, move somewhere, rent, get a job, live off that job and save, and use whatever is left of the $40k as the basis of a down payment if you really want to buy.
User avatar
Blackhawk
Posts: 43491
Joined: Tue Oct 12, 2004 9:48 pm
Location: Southwest Indiana

Re: Anyone know any homes/trailers going for 40k?

Post by Blackhawk »

FWIW, I'm living in a low cost-of-living area. I am supporting myself and two kids on less than $20k/year, including food stamps and similar benefits. Here, that 40k would give you two and a half to three years to find a job and establish a decent life for yourself.

That said, you don't want to be somewhere like where I'm at. It's a little too low cost here as a reflection of the local economy. Someplace more moderate would still give you one to two years, though.

Buying would give you a month.
(˙pǝsɹǝʌǝɹ uǝǝq sɐɥ ʎʇıʌɐɹƃ ʃɐuosɹǝd ʎW)
User avatar
Xmann
Posts: 3458
Joined: Tue Dec 20, 2005 8:36 pm

Re: Anyone know any homes/trailers going for 40k?

Post by Xmann »

Zarathud wrote:You are only looking to buy because of the cats. If it comes down to renting and getting yourself in a better life or the cats, you need to choose yourself. You can provide a home for more cats later, if that's how you need to see it.

It sucks, but it's the right call. If you don't piss it away, $40,000 can give you 18 months or more to get your shit back together.
Drazzil

You are getting really good, honest to truth advice that could quite simply save your life.

I can't say I know how you feel, because I honestly don't. But at some point you need to trust what others are telling you and put your life and circumstances over your cats.

It doesn't mean you are giving up on the cats, but in reality you would be doing right by them. I'd be willing to bet you could find either a no kill shelter or responsible, kind, and loving families that would gladly take your cats and provide them with the life that frankly you can't right now.

$40k is a lot more money than many people start over with and turn things around. Take that to heart and when you get things straightened out, go adopt more cats and/or volunteer.
gf.me/u/zhnmhs
User avatar
mori
Posts: 4589
Joined: Sat Dec 11, 2004 11:53 pm
Location: Edge of Darkness

Re: Anyone know any homes/trailers going for 40k?

Post by mori »

Drazzil wrote: Sat Jul 07, 2018 4:35 pm
pr0ner wrote: Sat Jul 07, 2018 4:08 pm
Moliere wrote: Sat Jul 07, 2018 3:37 pm
mori wrote: Sat Jul 07, 2018 1:13 pm FFS stop creating threads! All your shit could be included in one.
Don't fight the evolution of OO.
:lol:
I'm going to create one more thread about different issues I have later tonight but that one will be the last.
Thank you. We all wish you well.
User avatar
Kraken
Posts: 43688
Joined: Tue Oct 12, 2004 11:59 pm
Location: The Hub of the Universe
Contact:

Re: Anyone know any homes/trailers going for 40k?

Post by Kraken »

Kelric wrote: Sat Jul 07, 2018 8:05 pm $40k in rent can you get anywhere that isn't a big city and give you plenty of time to get things together.
Even in a city with a hot job market, $40k would cover rent for a year at $2000/mo. (1st month, last month, security, and finders fee would be $8,000 up front, leaving $22k to pay for another 11 months with $10k left for other expenses.) The risk would be higher, but so would the reward -- he'd be living in a desirable place with ample opportunities. Not saying this is the best path for Drazzil, just that $40k can buy a lot of opportunity virtually anywhere he wants to be. Assuming he doesn't blow it all on a house.
User avatar
LawBeefaroni
Forum Moderator
Posts: 55316
Joined: Fri Oct 15, 2004 3:08 pm
Location: Urbs in Horto, outrageous taxes on everything

Re: Anyone know any homes/trailers going for 40k?

Post by LawBeefaroni »

If you get a place for $40K or less, there's a reason it's $40K or less. The real estate market is fairly efficient.




em2nought wrote: Sat Jul 07, 2018 12:50 am Lake Tansi http://www.holidayoutrvpark.com/ Swell looking little place where you own a share & trailer, and only pay a minimum monthly HOA of $55. There is one on that website for $14,000
From their faq:
Can we live at the park year round? Yes but right now only the D bath house has water in the winter and stays open. The other bath houses are closed. It can get extremely cold on the Cumberland plateau so extra precautions are need to keep water pipes from freezing.
You really want to deal with that? Did the cats?





mori wrote: Sat Jul 07, 2018 1:13 pm FFS stop creating threads! All your shit could be included in one.
I prefer it to a catchall thread.
" Hey OP, listen to my advice alright." -Tha General
"No scientific discovery is named after its original discoverer." -Stigler's Law of Eponymy, discovered by Robert K. Merton

MYT
User avatar
em2nought
Posts: 5307
Joined: Fri Oct 15, 2004 5:48 am

Re: Anyone know any homes/trailers going for 40k?

Post by em2nought »

LawBeefaroni wrote: Sat Jul 07, 2018 11:50 pm If you get a place for $40K or less, there's a reason it's $40K or less. The real estate market is fairly efficient.
em2nought wrote: Sat Jul 07, 2018 12:50 am Lake Tansi http://www.holidayoutrvpark.com/ Swell looking little place where you own a share & trailer, and only pay a minimum monthly HOA of $55. There is one on that website for $14,000
From their faq:
Can we live at the park year round? Yes but right now only the D bath house has water in the winter and stays open. The other bath houses are closed. It can get extremely cold on the Cumberland plateau so extra precautions are need to keep water pipes from freezing.
You really want to deal with that? Did the cats?
You have water to your own trailer, I would think the bath house is for lake use. I don't think the cats will be planning on swimming in the winter or any other season.

There are decent places with prices like that in Florida too, but they're for 55+ year olds. Due to location, one park I know of would be million dollar units if someone built a condo tower there instead of 1960s mobile homes.

I think the quote about cold weather is from an old codger. :wink: The weather there looks pretty nice to me
https://weather.com/weather/monthly/l/C ... N0122:1:US

The real problem here is probably that it gets pretty lonely in the winter, if you don't need too many people around you'd be fine. If you like having people around it wouldn't be an ideal place for you to live.
Technically, he shouldn't be here.
User avatar
em2nought
Posts: 5307
Joined: Fri Oct 15, 2004 5:48 am

Re: Anyone know any homes/trailers going for 40k?

Post by em2nought »

What I don't see mention of is any septic or sewer connections, so trailers may need to use their holding tanks and dump them at the bath house? Wouldn't be an ideal situation if that's the case, but you could bypass most of the problem by installing a composting toilet.
Technically, he shouldn't be here.
User avatar
GreenGoo
Posts: 42239
Joined: Thu Oct 14, 2004 10:46 pm
Location: Ottawa, ON

Re: Anyone know any homes/trailers going for 40k?

Post by GreenGoo »

Only old codgers worry about pipes freezing.

Right, Daehawk?
User avatar
em2nought
Posts: 5307
Joined: Fri Oct 15, 2004 5:48 am

Re: Anyone know any homes/trailers going for 40k?

Post by em2nought »

GreenGoo wrote: Sun Jul 08, 2018 4:50 am Only old codgers worry about pipes freezing.

Right, Daehawk?
Missing me are you? I've had the flu I think, no energy to argue. :wink:
Technically, he shouldn't be here.
User avatar
Rip
Posts: 26891
Joined: Tue Oct 12, 2004 9:34 pm
Location: Cajun Country!
Contact:

Re: Anyone know any homes/trailers going for 40k?

Post by Rip »

The cost of living here is pretty good and jobs are plentiful......
User avatar
Daehawk
Posts: 63524
Joined: Sat Jan 01, 2005 1:11 am

Re: Anyone know any homes/trailers going for 40k?

Post by Daehawk »

GreenGoo wrote: Sun Jul 08, 2018 4:50 am Only old codgers worry about pipes freezing.

Right, Daehawk?
I am old and I do worry about pipes so it must be true.
--------------------------------------------
I am Dyslexic of Borg, prepare to have your ass laminated.
I guess Ray Butts has ate his last pancake.
http://steamcommunity.com/id/daehawk
"Has high IQ. Refuses to apply it"
User avatar
GreenGoo
Posts: 42239
Joined: Thu Oct 14, 2004 10:46 pm
Location: Ottawa, ON

Re: Anyone know any homes/trailers going for 40k?

Post by GreenGoo »

em2nought wrote: Sun Jul 08, 2018 12:39 pm
GreenGoo wrote: Sun Jul 08, 2018 4:50 am Only old codgers worry about pipes freezing.

Right, Daehawk?
Missing me are you? I've had the flu I think, no energy to argue. :wink:
No, not really. I didn't realize you were gone.

Drazzil is incredibly vulnerable right now and being told to ignore an explicit warning about freezing pipes is incredibly irresponsible. Especially when we have people who have conveyed their own frozen water pipes experiences.

As a Canadian where frozen water pipes are a fact of life, the idea that only old codgers who need an extra sweater would complain about it being a little cold is asinine.

I was perfectly happy being flippant. Since you think this is about you personally, we might as well make it so.

Your advice was moronic.
User avatar
geezer
Posts: 7551
Joined: Wed Oct 13, 2004 1:52 pm
Location: Yeeha!

Re: Anyone know any homes/trailers going for 40k?

Post by geezer »

Drazzil -

I've done some work with these folks, and if I was looking to totally reset my life and was a single guy with pets and no other ties, I'd truly give this community a look.

https://www.earthshipglobal.com/
User avatar
em2nought
Posts: 5307
Joined: Fri Oct 15, 2004 5:48 am

Re: Anyone know any homes/trailers going for 40k?

Post by em2nought »

GreenGoo wrote: Sun Jul 08, 2018 2:48 pm
Your advice was "moronic".
I think the actual word you were looking for is "sustainable". :wink:
Technically, he shouldn't be here.
User avatar
Alefroth
Posts: 8486
Joined: Thu Oct 14, 2004 1:56 pm
Location: Bellingham WA

Re: Anyone know any homes/trailers going for 40k?

Post by Alefroth »

Drazzil wrote: Sat Jul 07, 2018 4:35 pm
pr0ner wrote: Sat Jul 07, 2018 4:08 pm
Moliere wrote: Sat Jul 07, 2018 3:37 pm
mori wrote: Sat Jul 07, 2018 1:13 pm FFS stop creating threads! All your shit could be included in one.
Don't fight the evolution of OO.
:lol:
I'm going to create one more thread about different issues I have later tonight but that one will be the last.
That sounds ominous. Are you okay?
User avatar
GreenGoo
Posts: 42239
Joined: Thu Oct 14, 2004 10:46 pm
Location: Ottawa, ON

Re: Anyone know any homes/trailers going for 40k?

Post by GreenGoo »

em2nought wrote: Sun Jul 08, 2018 5:00 pm
GreenGoo wrote: Sun Jul 08, 2018 2:48 pm
Your advice was "moronic".
I think the actual word you were looking for is "sustainable". :wink:
Via what? Magic? He has no source of income. Without that he could have twice as much money and still bury himself.
Drazzil
Posts: 4723
Joined: Fri Oct 15, 2004 3:54 pm

Re: Anyone know any homes/trailers going for 40k?

Post by Drazzil »

Alefroth wrote: Sun Jul 08, 2018 6:11 pm
Drazzil wrote: Sat Jul 07, 2018 4:35 pm
pr0ner wrote: Sat Jul 07, 2018 4:08 pm
Moliere wrote: Sat Jul 07, 2018 3:37 pm
mori wrote: Sat Jul 07, 2018 1:13 pm FFS stop creating threads! All your shit could be included in one.
Don't fight the evolution of OO.
:lol:
I'm going to create one more thread about different issues I have later tonight but that one will be the last.
That sounds ominous. Are you okay?
Im okay right now.
Daehawk wrote:Thats Drazzil's chair damnit.
User avatar
em2nought
Posts: 5307
Joined: Fri Oct 15, 2004 5:48 am

Re: Anyone know any homes/trailers going for 40k?

Post by em2nought »

Drazzil wrote: Sun Jul 08, 2018 6:56 pm Im okay right now.
Good, stay that way! There are jobs out there for anyone who wants to work, and there are affordable living arrangements. Sometimes you just have to look a little beyond the conventional. That environment Geezer mentions looks cool too.
Technically, he shouldn't be here.
User avatar
GreenGoo
Posts: 42239
Joined: Thu Oct 14, 2004 10:46 pm
Location: Ottawa, ON

Re: Anyone know any homes/trailers going for 40k?

Post by GreenGoo »

For the record my main criticism was that ignoring an explicit warning about freezing pipes in the winter is a recipe for disaster. I have no experience and offer no opinion on trailer living, other than I understand it's viable for many people.
User avatar
Kasey Chang
Posts: 20750
Joined: Sat Oct 30, 2004 4:20 pm
Location: San Francisco, CA
Contact:

Re: Anyone know any homes/trailers going for 40k?

Post by Kasey Chang »

Back to original topic, I've heard somewhere that there are "granny pods", 400 sq ft houses for single living. Can cost up to 125K though. But if you can DIY, there are supposedly plans that let you build one for 10K. There's a company on east coast that can will sell you one for $65K, plus another 12K for install and delivery. But it's ready to move-in, supposedly, all the fixtures and stuff.

https://echocottages.com/the-cottages-pricing/
My game FAQs | Playing: She Will Punish Them, Sunrider: Mask of Arcadius, The Outer Worlds
Drazzil
Posts: 4723
Joined: Fri Oct 15, 2004 3:54 pm

Re: Anyone know any homes/trailers going for 40k?

Post by Drazzil »

Yeah cept no existing models on existing land for sale.
Daehawk wrote:Thats Drazzil's chair damnit.
User avatar
Hamlet3145
Posts: 1532
Joined: Fri Oct 15, 2004 2:27 pm
Contact:

Re: Anyone know any homes/trailers going for 40k?

Post by Hamlet3145 »

Your best bet is to move to a low cost of living area, with a good employment outlook, and rent while establishing income. In the midwest, there are places you can rent a whole house for less than $1000. (And a house rental is more likely to allow pets).

$40k isn't going to get you anything worth buying. $40k is a down payment.

In any case, good luck!
User avatar
Chaz
Posts: 7381
Joined: Sat Oct 16, 2004 7:37 am
Location: Southern NH

Re: Anyone know any homes/trailers going for 40k?

Post by Chaz »

I'll add to the chorus of "oh god, don't buy, rent." If you rent, you're taking on a set of predictable housing expenses, which should be rent and utilities (though if you can find a place with some of these included, that's great). You shouldn't have any unexpected expenses, which is what you want.

If you buy, you're talking a down payment, then a whole mess of additional expenses that aren't always in your control. Something break? You pay to fix it. Property tax assessment go up? You're just on the hook for that. Owning can be a way to build equity, but it can super also be a money pit. Especially if you're buying the cheapest thing you can find. You do not want to take on that kind of potential expense when you don't have the income in place to support it. The consequences of not being able to cover homeowner expenses are way higher than not being able to cover renter expenses. Rent now, buy when things get more stable.
I can't imagine, even at my most inebriated, hearing a bouncer offering me an hour with a stripper for only $1,400 and thinking That sounds like a reasonable idea.-Two Sheds
User avatar
McNutt
Posts: 12368
Joined: Wed Oct 13, 2004 4:57 pm
Location: What's the opposite of the Twittersphere

Re: Anyone know any homes/trailers going for 40k?

Post by McNutt »

In your situation, buying is a really bad idea.
Post Reply