Octopus Overlords

Brian wrote: ↑Fri Apr 26, 2024 7:27 pm Looks like a neighborhood west of us got nearly wiped out.

According to the National Weather Service, Texas averages 137 tornadoes each year, the highest number of any state in the U.S. Tornadoes are most common during the spring and summer months nationwide, but due to Texas’ proximity to the Gulf of Mexico as a moisture source, tornadoes can occur in southeast Texas any time of year.
...
The majority of our North Texas tornadoes occur in April and May, but tornadoes can arrive anytime in Texas. In the past 20 years, Texas has averaged close to 15 confirmed tornado reports every March, which equates to about one tornado every two days, according to the National Weather Service.

Daehawk wrote: ↑Wed May 08, 2019 7:21 pm

dbt1949 wrote: ↑Wed May 08, 2019 5:40 pm I'm going to die in debt. It's just something you have to accept and move on.

If I die soon I can too. Not sure it will happen. If my wife was alive we could have been out of all debt in 4 years. As is I'll be lucky to pay the house off in 10. Thats if I still have a house. I cant afford the payments each month. Half the home income is gone but the bills all stayed the same. We were SO close. Ive dropped most of what I can. As per my bankruptcy lawyers instructions Im withholding house payments for 3-5 months. They denied my first petition for a loan modification to lower the payments. He says they will work with me once my payments dont arrive for a while. But they based my rejection on my good credit score of 715. I have that score for many reasons....we've been paying off our debt for 4 1/2 years now so its gone up steadily over that time. My credit score wont pay any bills and especially my house loan. Trouble is I dont have the amount of payments anyways TO pay but the lawyer wants me to hold as much as possible...which is impossible as I pay bills and buy food, gas, home repair stuff. Im worried. He said they cant foreclose while Im in bankruptcy....which I pay off near the end of the year.....but then they could try and if they do I come in and rile bankruptcy on the home loan then.....which Im sure he gets paid again for. Sigh. Its MY home not theirs and I feel others play loose with stuff that isn't theirs. So I live in fear and worry.

If they home loan place would cut my payment in half to $225 I could live on $100 a month I think. As is I cant. If I died it would all be fine lol..stupid world. EVERYONE these days wants all of nothing instead of part of something. Damn interest on the home is %11.5 . Im tempted to look into a personal loan with my credit score and pay off the house that way. Then pay of the home loan over 10 years at much lower payments and interest rate. UGH.

Isgrimnur wrote: ↑Sat Apr 27, 2024 1:21 am

The majority of our North Texas tornadoes occur in April and May, but tornadoes can arrive anytime in Texas.

dbt1949 wrote: ↑Sat Apr 27, 2024 9:35 am I don't think we get many tornadoes around here. I mean this is Oklahoma.

stessier wrote: ↑Sat Apr 27, 2024 11:04 am

dbt1949 wrote: ↑Sat Apr 27, 2024 9:35 am I don't think we get many tornadoes around here. I mean this is Oklahoma.

According to Weather Underground, OK is in the top 5 states.

Brian wrote: ↑Fri Apr 26, 2024 5:33 pm We just had a few tornados roll through here (Omaha). We are fine.

em2nought wrote: ↑Sat Apr 27, 2024 1:07 am Damn! Not so fond, because of those darned "things", of where I'm probably going to eventually end up in Texas at least half the year. Is there a season for tornadoes or are they pretty much a year round possibility? At least with hurricanes there is a period of time that you don't have to worry about them for now.

hepcat wrote: ↑Sun Apr 28, 2024 10:06 pm In other news, I need to track down the music from those California Psychic commercials. I could be in the midst of being mauled by bears, and if that song started playing, I’d be so relaxed I’d fall asleep.

Swingin' secret agent A.D. 3 battles a groovy crime organization featuring sexy Janine Reynaud and an army of women in black tights.

He faces their bisexual leader, as well as a rival gang of karate-chopping women.

Kraken wrote: ↑Mon Apr 29, 2024 2:16 am Poking around the IHeartRadio app informed me that there is a musical genre called shoegaze. I have no idea what that is but I'd probably like it, being a shoegazer myself.

Kraken wrote: ↑Mon Apr 29, 2024 2:16 am Poking around the IHeartRadio app informed me that there is a musical genre called shoegaze. I have no idea what that is but I'd probably like it, being a shoegazer myself.

Blackhawk wrote: ↑Mon Apr 29, 2024 12:29 am I'd probably call that exotica/lounge/bachelor pad.

stessier wrote: ↑Sat Apr 27, 2024 4:45 am

Daehawk wrote: ↑Wed May 08, 2019 7:21 pm

dbt1949 wrote: ↑Wed May 08, 2019 5:40 pm I'm going to die in debt. It's just something you have to accept and move on.

If I die soon I can too.

Did you ever get your loan payments modified like you were hoping? If so, that could be your current $7k dilemma.